Real estate investing can be a great way to build wealth and secure your financial future. However, for many people, the biggest obstacle to getting started is finding the time. With full-time jobs and families to take care of, it can be tough to find the hours necessary to research properties, meet with agents, and negotiate deals.

But what if I told you that there is a way to start building your real estate portfolio with minimal time commitment and with $0 out of pocket? Sound too good to be true? It's not! By leveraging the equity in your existing home, you can easily purchase another property without having to come up with a down payment or closing costs.

There are three main ways to do this: through a home equity line of credit (HELOC), a home equity loan (HELOAN), or a cash-out refinance. All of these options allow you to borrow against the equity you have built up in your home, using it as collateral for a loan.

A home equity line of credit, or HELOC, is a type of revolving credit that allows you to borrow money as you need it, up to a certain limit. This can be a great option if you're not sure exactly how much you will need to borrow, or if you want the flexibility to borrow in smaller increments.

A home equity loan, or HELOAN, is a lump-sum loan that is paid back in fixed monthly payments. This can be a good choice if you need a larger amount of money upfront, and if you want a set repayment schedule.

Finally, a cash-out refinance allows you to take out a new mortgage on your home, with a loan amount that is larger than your existing mortgage. The difference between the two loans is given to you in cash, which you can then use to make the down payment on your new property.

No matter which option you choose, leveraging the equity in your existing home is a quick and easy way to start building your real estate portfolio. It can be especially appealing for those who have full-time jobs and families, as it requires a minimal time commitment and allows you to get started with $0 out of pocket.

So if you've been wanting to get into real estate investing, but have been held back by time constraints, consider leveraging the equity in your home to take the first step towards building your portfolio.